Pensions: Ethical Comparison Ratings Table
The average UK pension finances 23 tonnes of CO2 emissions each year. That’s the equivalent of driving nine family cars! Through its investments in fossil fuel-related industries, pension providers use your wages to pollute and consume non-renewables. What are the ethical alternatives?
Benchmark score within the category
Pensions: Ethical Comparison Ratings Table
![](png/aviva_logo.png)
Aviva
![](png/good-shopping-guide-check-300x260.png)
Aviva Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
PensionBee
![](png/accreditioncross3860.png)
PensionBee Ethical Rating
Parent company: PensionBee Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
Wesleyan
![](png/accreditioncross3860.png)
Wesleyan Ethical Rating
Parent company: Hampshire Trust Bank Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
Royal London
![](png/accreditioncross3860.png)
Royal London Ethical Rating
Parent company: The Royal London Mutual Insurance Society Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
eVestor
![](png/accreditioncross3860.png)
eVestor Ethical Rating
Parent company: OpenMoney Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
Interactive Investor
![](png/accreditioncross3860.png)
Interactive Investor Ethical Rating
Parent company: Abrdn Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
NEST
![](png/accreditioncross3860.png)
NEST Ethical Rating
Parent company: Nest Corporation
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
Penfold
![](png/accreditioncross3860.png)
Penfold Ethical Rating
Parent company: Penfold Technology Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![Good shopping guide ethical accreditation tick](jpg/090619fc-c2aa-4306-a7f8-18ee59857fff-scaled.jpg)
Prudential UK
![](png/accreditioncross3860.png)
Prudential UK Ethical Rating
Parent company: M&G Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
The People’s Pension
![](png/accreditioncross3860.png)
The People’s Pension Ethical Rating
Parent company: The People's Pension Trustee Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Fidelity
![](png/accreditioncross3860.png)
Fidelity Ethical Rating
Parent company: FIL Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Hargreaves Lansdown
![](png/accreditioncross3860.png)
Hargreaves Lansdown Ethical Rating
Parent company: Hargreaves Lansdown Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Legal & General
![](png/accreditioncross3860.png)
Legal & General Ethical Rating
Parent company: Legal & General Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Scottish Widows
![](png/accreditioncross3860.png)
Scottish Widows Ethical Rating
Parent company: Lloyds Banking Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Standard Life
![](png/accreditioncross3860.png)
Standard Life Ethical Rating
Parent company: Phoenix Group Holdings Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Sun Life
![](png/accreditioncross3860.png)
Sun Life Ethical Rating
Parent company: Phoenix Group Holdings Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Zurich
![](png/accreditioncross3860.png)
Zurich Ethical Rating
Parent company: Zurich Insurance Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Aegon
![](png/accreditioncross3860.png)
Aegon Ethical Rating
Parent company: Aegon N.V
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
LV= (Liverpool Victoria)
![](png/accreditioncross3860.png)
LV= (Liverpool Victoria) Ethical Rating
Parent company: Allianz S.E.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Nutmeg
![](png/accreditioncross3860.png)
Nutmeg Ethical Rating
Parent company: JP Morgan Chase & Co.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Vanguard
![](png/accreditioncross3860.png)
Vanguard Ethical Rating
Parent company: Zealous Inc.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
![](jpg/untitled-16-august-2022-11.47-scaled.jpg)
Bestinvest
![](png/accreditioncross3860.png)
Bestinvest Ethical Rating
Parent company: Permira Holdings Ltd/Warburg Pincus L.L.C.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Poor
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating